Argyle is a real-time income data platform that lets consumers securely connect their employment records to companies’ apps and websites, generating the following products:
- Income and employment verification: 140+ income data points directly from source providers. Reduce losses and increase compliance by enabling accurate calculations of DTI ratios and checks against minimum income thresholds.
- Direct deposit switch: Enable users to update the allocations of their paycheck within an existing application. Increase conversion and account funding for bank accounts, wallets and cards.
- Paycheck-linked lending: Let users repay their loan directly from their paycheck, before it hits their bank account. Instantly reduce the risk of late payments and default.
Industries served: personal lending, mortgage, gig worker services, background checks, insurance and more.