Credit Risk Management

91.5 million consumers have little to no access to credit due to lack of credit activity. Equifax supports financial inclusion by helping lenders expand access to credit within their defined risk profiles. Leveraging alternative data along with traditional credit files can provide deeper visibility into subprime and “invisible” consumers. More data helps reveal opportunities. When you layer in alternative credit and consumer-permissioned data, you get up to 21% more scorable consumers.